Minimum Age at Entry : Min: 8 years (Completed )

Maximum Age at Entry : 55 years (NBD)

Policy Term : 12 yrs. - 35 yrs.

Minimum Sum assured : Rs.1,00,000 (There after in multiple of Rs.5,000)

Minimum Sum assured : No Limit

Maximum Maturity Age: 75 Years (NBD)

MATURITY BENEFIT: Sum Assured + Simple Reversionary Bonus + Final Additional Bonus(if any)

DEATH BENEFIT: Sum Assured on Death* + Simple Reversionary Bonus + Final Additional Bonus(if any).

(*Sum Assured on Death: Higher of Basic Sum Assured or 7 times of Annualised Premium or 105% of total Premiums paid as on date of death)

• Premium Paying Mode: Yearly / Half-yearly / Quarterly / NACH and SSS

• Accident Benefit (AB) & Disablity Benefit (DB) available with additional premium of Rs.1.00 per 1000 SA

• Premium paying options: Yly, Hly,Qly, SSS & ECS

• Loan availablity : After payment of 2 full years premium (max 90% of SV)

• Policy can be Surrendered at any time during the Policy Term after payment of 2 full years peremium -Guaranteed / Special Value available (whichever is higher )

• Dating-back, Revival, Nomination, Assignment, etc.

• Simple and most popular Savings and Insurance plan

• Moderate Premium with Bouns & FAB

• Savings Orienterd for short /long term

• Risk cover starts for children immediately

• Family Protection from financial setbacks due to any eventuality

Maturity Benefit : Sum Assured on Maturity equal to Basic Sum Assured, along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable in lump sum on Survival to the end of the Policy Term provided all due premiums have been paid.

DEATH BENEFIT : On Death of the Life Assured before stipulated Date of Maturity provided the policy is in full force by paying up to date premiums, Death Benefit, defined as sum of "Sum Assured on Death" and Vested Simple Reversionary Bonus and Final Additional Bonus, if any, shall be payable. Where, "Sum Assured on Death" is defined as higher of Basic Sum Assured or 10 times of annualised premium. This death benefit shall not be less than 110% of all the premiums paid as on date of death.

FACILITIES : Loan, Accidental Death & Disability Benefit Rider (ADDB), Accident Benifit Rider, Term Rider, Critical Illness Benefit Rider, Surrender, Dating Back, Nomination, Assignment, etc.

Minimum Age at Entry : 8 years (Completed)

Maximum Age at Entry : 59 years (NBD) for Policy Term 16 years

54 years (NBD) for Policy Term 21 years

50 years (NBD) for Policy Term 25 years

Maximum Maturity Age : 75 years (NED)

Minimum Sum Assured : Rs. 2,00,000 (There after in Multiples of Rs 10,000)

Maximum Sum Assured : No Limit; Risk Coverage : Immediate

Vesting Date for Minor Policy : 18 years onwards

Premium Paying Modes : Yearly / Half-yearly / Quarterly / NACH and SSS

Rebates : Yearly : 2% on Tabular Premium; Half-yearly : 1% on Tabular Premium

Rebates on High Sum Assured : From Rs. 2,00,000 to Rs. 4.90,000 Nil

From Rs. 5,00,000 to Rs. 9,90,000 : Rs. 1-25 (For 1000 BSA)

From Rs. 10,00,000 to Rs. 14.90,000 : Rs.1-50 (For 1000 BSA)

From Rs. 15,00,000, and there after : Rs. 1-75 (For 1000 BSA)

FACILITIES : Loan, Premium Waiver Benifit Rider, Accidental Death & Disablity Benefit Rider,

(ADDB), Term Rider. Accident Benifit Rider, Critical Illness Rider, GSV,

Special Surrender Value, Revival, Nomination, Assignment, etc.

DEATH BENEFIT : In case of Death during the Policy Term : Sum Assured on Death + Bonus + Final Additional Bonus, if any Option to take Death (Death Benefit, is defined as 7 Times of Annualised Premium Benefit in instalments 125% of Basic Sum Assured / Less than 105% of all the premiums paid as on Date of Death, whichever is higher).

MATURITY BENEFIT : Sum Assured on Maturity + Bonus + Final Additional Bonus