A33- A MIRACLE OF PAPER AND INK

THE PROFESSIONAL LIFE ADVISER’S GUIDE (Little Gems Series)

A33. (THE PRODUCT) - A MIRACLE OF PAPER AND INK

I hold in my hand a piece of paper which guarantees that, if my earning power is cut off by premature death, my wife will know comfort and security as long as she lives - and this alone is a miracle which gives me peace of mind beyond compare.

But that isn’t all!

I hold in my hand a piece of paper which guarantees that when my earning days are done, I shall have the right to live without working... so that my wife and I may face our declining years with freedom from fear, serene in the knowledge that when I can no longer earn, or when I no longer want to, we shall have an income as long as we both shall live and as long as the survivor lives thereafter.

But that isn’t all!

I hold in my hand a continuing savings account unrivaled in security, and creative in effect.

Creative it is because wraps up in a single package my savings account, my guarantee for the security of my wife and my children, and my own hopes of financial success - and then puts my savings account out of reach of petty temptation, yet keeps it instantly available against the hour of true emergency.

Creative it is because it gives one the tremendous psychological advantage of working towards a goal; it gives one not the difficult task of saving from Rs.10,00,000 to Rs.15,00,000 at the rate of a hundred rupees a month!

And creative it is because it gives one a definite plan looking toward a definite objective, and thus impels one to greater effort, greater accomplishment, and greater earnings.

But that isn’t all!

I hold in my hand a piece of paper which is perhaps the most remarkable contract ever upheld by the laws of a civilized land. For this is a unilateral contract - one under which the obligations are on one side, the benefits on the other. By this contract a great financial institution binds itself irrevocably to the certain future performance of these benefits I have named... yet assigns to one no obligation, but merely the responsibility of saving money regularly. At all times the right to terminate the agreement is mine, but never can the other party withdraw without my consent.

But that isn’t all!