Big Data eCourse
Together with Laudius and another teacher I made a Big Data eCourse in Dutch about what Big Data is, how to analyze Big Data and Privacy & Ethics in Big Data research. With the code: GUISELAINE 10 percent discount (Affiliate).
Index
Life After Retirement
At 67 and a bit I am allowed to retire according to the government with AOW which I won't get fully because I came to The Netherlands at 19 (more about this in the blog ‘Student in The Netherlands’). I get the AOW minus 8 percent. Luckily I worked a few years for a bosses and managers in my wage years and built up a pension. One of my pensions even starts in my late fifties. This money was always enough I thought till I saw what bell pepper, tomatoes, and meat cost now in 2023. I must eat a lot of them according to my doctor for the rest of my life. Knowing that I will have to keep earning when I am retired and keep building my pension as an entrepreneur. I do this in different ways and by doing this I can allow myself to take 'Tussenpensioen' and enjoy a hike now and when I am retired.
Volunteering As Barterdeal Or A Small Job
In the Blog 'Barterdeal' I talk about the way I think of volunteering. I see volunteering as a barterdeal. A good example is Wwoofing in Australia where I worked on a Christmas pottery market and got a luxurious room with my own bathroom in return. With this I didn't have to spend money on hotel and food, but I gave a bit of my time to sell pottery at the Christmas market. I saved on money in return for time. As a bonus I got to learn a bit of Northern Territories dialect (One of the Aussie dialects). I loved this barterdeal!
Small Jobs
As an entrepreneur I like to have long-term and short-term projects. A long-term project I have is the Big Data eCourse I made for Laudius and now correct homework of the students. This is steady income, and this is work I can keep doing after retirement. As a student I had also a few small jobs, all can be found on my career page. Most of these small jobs I can also do when I retire to pay for a vacation or other ‘luxe’. When I was supervising exams one colleague told me the money I am making with supervising is going completely to a vacation I am going in a few weeks. I was a bit jealous, because at that time the supervising money was part of my basic income. But after retirement I can always go back to supervising and do the same as that colleague supervise exams to pay for a big hike.
Is A Small Job Enough To Make Up The Gender Gap And Retirement Gap
My retirement gap I already mentioned came with going to study in The Netherlands with 19 and not earlier. This is only the ‘AOW’ gap, 8 percent. I also have a gender gap and pension gap. Further on I had health issues in 2010 which led to a lot of small jobs till 2012. Therefore my pension is scattered around a lot of pension funds and not as big as it was going to be in the jobs I had before my health issue in 2010 (More about my health issue in the blog 'Psychosis NAO & Recovery'). In 2012 I started my own company and with that I started looking around how I could build a pension as an entrepreneur. In 2013 I participated in a crowdfund of an 'MKB' with a small amount. This was successful and I loved the deal in which I lend money to the ‘MKB’ entrepreneur and got interest in form of profit together with the money I lend. This made me invest more on crowdfunding platforms, other by ‘AFM’ (Autoriteit Financiele Markt) or notary supervised crowdfundings (More about this in my blogs: 'Build wealth' and 'How do I invest in crowdfunding'). This is penny work, but it helps making up for my gender gap and retirement gap. In the blog 'My Gender Gap & Retirement Gap' I talk more about how these gaps started in the first place and how I am trying to repair them.
Related blogs on my website
Related guest publications
Capella, G.M. (2022) Vooruit kijken, kan niet zonder achteruit te kijken
Capella, G.M. (2022) Heb ik straks genoeg pensioen om mijn levensstijl te behouden?
Psychosenet (2022) Kennis up to date houden in de zorg of na een zorgtraject
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