Loans

Many students will need to utilize some form of student loans while they are in college. Use this page to make sure you are informed about the types of loans you can choose from and how to be a smart borrower.

Federal Student Loan Programs

Check out the handouts below and the Federal Student Aid Website to learn more about the different types of federal student loans, how to qualify for them, how much you can borrow, and more.

Comparing Loan Types

It is important to understand the difference between Federal Student Loans, Federal Parent Loans, and Private Student Loans. It is recommended to borrow as much as you can in Federal Student Loans before taking out any Parent PLUS Loans or Private Student Loans, because they have lower interest rates and more flexible repayment plans. You can visit this webpage on the Federal Student Aid website to learn more about the different types of loans.