Research

Publications in refereed/peer-reviewed journals

  • "Gender Priming in Solidarity Games: The Philippine Context", with Klarizze Anne Puzon, Review of Behavioral Economics, 8 (2), 193-211. http://dx.doi.org/10.1561/105.00000137


  • "Can informal firms hurt registered SMEs' access to credit," with I. Distinguin & C. Rugemintwari, World Development, 84, pp. 18-40. August 2016.

Corrigendum to "Can informal firms hurt registered SMEs' access to credit," World Development, 88, p. 201. December 2016.





  • "The impact of governance and institutional quality on MFI outreach and financial performance in Sub-Saharan Africa," with T. Barry, World Development, 58 (C), June 2014, pp. 1-20. 2014.


Working Papers & Works in Progress

  • Crowding out effects of financial knowledge and attitude on risk preferences, with Klarizze Anne Puzon and Thierno Barry. WIDER Working Paper 58/2021, UNU-WIDER (United Nations University-World Institute for Development Economics Research), https://doi.org/10.35188/UNU-WIDER/2021/996-9

  • Gender priming in solidarity games: The Philippine context, with Klarizze Anne Puzon. WIDER Working Paper 24/2021, UNU-WIDER (United Nations University-World Institute for Development Economics Research), https://doi.org/10.35188/UNU-WIDER/2021/958-7

  • Adoption of fintech services: role of saving and borrowing mechanisms, with Babak Naysary and Amine Tarazi. SSRN Link: click here , HAL link: click here, DOI:10.13140/RG.2.2.34251.11045

  • Big data analytics application in multi-criteria decision making: the case of e-wallet adoption, with Babak Naysary, Mehdi Malekzadeh and Amine Tarazi. SSRN Link: click here. HAL Link: click here.

  • Trust and Financial Development: the forms of trust and ethnic fractionalization matter, with Ali Recayi Ogcem and Amine Tarazi. SSRN Link: click here; HAL link: click here

  • Impact of consumer protection policies on MFI loan portfolio quality and outreach.

  • Social antagonism, identity-driven beliefs, and loss avoidance: Evidence from Guinea, with Klarizze Anne Puzon and Thierno Barry.

  • SME financing behaviour and lending technologies: Evidence from a survey of banks in an emerging economy, with Niny Khor & Ryan Jacildo.

  • Determinants of bank SME lending and impact of mandated credit programs on SME lending and default risk, with Niny Khor & Ryan Jacildo.

  • Local banking market structures and SME access to financing obstacles.

  • Ownership concentration, bank risk and institutional quality: Evidence from less developed economies, with Céline Meslier & Amine Tarazi.

Doctoral Thesis Supervision

  • Ali Recai Ogcem, co-supervision with Amine Tarazi.

  • Dewanti Cahyaningsih, co-supervision with Amine Tarazi.

Masteral Thesis Supervision

  • Andre Novado. 2017. Bank capital ratios and lending: does the quality of institutions matter?

  • Nouha Chehaider. 2018. Financial innovation and bank performance.

  • Dewanti Cahyaningsih. 2019. What determines lender confidence in P2P lending: Evidence from Indonesia

  • Mehrafarin Shetabi. 2020. Evolutionary-based ensemble feature selection technique for early warning system in P2P lending.

Scientific Expertise

Evaluation of CIFRE application - ANRT (Association Nationale de la Recherche et de la Technologie, France)

Refereeing activities

Small Business Economics, Journal of Banking & Finance, Economic Modelling, Journal of Financial Stability, Journal of International Financial Markets, Institutions & Money, International Economics, Economics Bulletin, Corporate Governance: An International Review, European Journal of Finance, Economic Systems, Managerial Finance, International Review of Economics & Finance, Global Finance Journal, Emerging Markets and Trade, Financial Innovation, Development Policy Review

Visiting Research Fellowship

Visiting Research Scholar - Institute for Social and Economic Research (ISER), Osaka University, February 2019.

Visiting Researcher -International Islamic University of Malaysia and INTI College, Kuala Lumpur, Malaysia (under the PHC Hibiscus Programme), November 2019.

Invited Seminars/Resource Speaker/Webinars

  • International Webinar: Financial Institutions & Economic Recovery: A Global Perspective, organized by Universitas Sebelas Maret in collaboration with Indonesia Deposit Insurance Corporation (LPS), April 14, 2022.

  • Preparing and Managing Capacity Building in Higher Education Projects, Universitas Sebelas Maret (online), January 21, 2022.

  • What drives bank-fintech partnerships?, Invited Speaker (online), Paper Presented (co-authored with Amine Tarazi and Pierre Nicolas Rehault), OJK (Indonesia Financial Services Authority), December 10, 2021.

  • OPTBANK Dissemination and Module Implementation, OPTBANK Final Conference (online), Session Chair, September 2021.

  • Fintech regulation and fintech challenges, Universitas Sebelas Maret (online), April 2021.

  • Trends and Opportunities of Fintech Ecosystem, Fintech Summer School 2020 (online), August 2020, Universitas Sebelas Maret (Surakarta, Indonesia).

  • Webinar- A New Normal: What will the future look like?, May 2020. Universitas Sebelas Maret (Surakarta, Indonesia).

  • Fintech and the Future of Finance Seminar, March 2020. Universitas Sebelas Market (Surakarta, Indonesia) in partnership with Indonesia Financial Services Authority (OJK).

  • ISER Seminar Series, February 2019. Impact of consumer protection policies on MFI loan portfolio quality and outreach, ISER, Osaka University.

Workshop/Conference Organization Committee

  • OPTBANK Final Conference and Final Evaluation Meeting, September 2021.

  • 2021 OPTBANK Senior Researcher Virtual Visit, Host, July 2021

  • 2021 AAP/ANR CaLiBank Workshop, June 2021.

  • OPTBANK Info Days, April 2021.

  • 2021 ANR CaLiBank Workshop, January 2021.

  • OPTBANK Midterm Evaluation Meeting, September 2019.

  • 2019 LAPE OPTBANK Summer School, June 2019.

  • 2018 LAPE OPTBANK Exchange of Best Practices, June 2018.

  • OPTBANK Kick-off Meeting, February 2018.


Workshop/Conference Presentations

Second World Interdisciplinary Network for Institutional Research (WINIR) Conference, September 2015. Rio de Janeiro, Brazil.

9th Annual Meeting of the Portuguese Economic Journal (PEJ), July 2015. Terceira, Azores, Portugal.

3rd DIAL Development Conference, July 2015. Paris, France.

6th International Workshop, FEG, January 2014. Porto, Portugal.

ADRES Doctoral Conference, February 2014. Paris, France.

Journées Portes Ouvertes, ECONOMIX, Paris X-Ouest Nanterre. March 2014. Paris, France.

Journées Portes Ouvertes, LEO, Université d'Orléans. April 2014. Orléans, France.

Journées Portes Ouvertes, CERDI, Université d'Auvergne. April 2014. Clermont-Ferrand, France.

Journées Portes Ouvertes, CRIEF, Université de Poitiers. April 2014. Poitiers, France.

FMA Annual Meeting, October 2011. Denver, Colorado, USA.

2nd European Research Conference on Microfinance, June 2011. Groningen, Netherlands.

Journées d'Economie Monétaire et Bancaire- GdRE Monnaie Banque Finance, June 2010. Bordeaux, France.

French Finance Association (AFFI) PhD Workshop, May 2010. Saint Malo, France.

Midwest Finance Association (MFA) Meeting, February 2010. Las Vegas, Nevada, USA.


Research Internship Supervisor to Master 1 MBFA Economics students since 2020

Pierre Henri Gerald et Anin Cynthia Allapo (April-May 2020)

Eddy Maalouf (April-May 2021)