Short Sale Info Home Page By Boise's Best Real Estate Team At Keller Williams Realty Boise

Avoid Foreclosure in Idaho? Understand short sales? Successfully list your home to sell in the Boise area?  YES.
First things first: "What is a short sale?"

A short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender approves and accepts less than what they are owed as full payoff.

Ask yourself three questions:

  1. Are you facing a financial hardship that you know will decrease your income?
  2. Are you getting behind on your mortgage and you're not sure if you can catch up?
  3. Or do you just need to sell quickly but your home is worth less now than when you bought it?

If you live in the Boise Idaho area and are facing any of the situations above and you think a short sale might be your best option, then read on. If you're still not sure and just want more info, then scroll to the bottom of this page and request a free copy of our article The 9 Alternatives to Foreclosure in Idaho

Don't worry.  Things happen to all of us.

We've all had our ups and downs in life and a lot of other good people are also in the same tough spot as you. Life seems scary when you're facing the reality of foreclosure and we know how it feels when you just don't want answer the phone any more.

We all know that we're in the middle of a national mortgage crisis. In many cases, homeowners who have bought or refinanced in the last few years have been abused by unethical lending practices!

If you bought your home in the past few years, you hoped, like we all did, that it would increase in value (and some folks were even promised it would!), but it's likely that now your home is worth less than when you bought it and the value is still declining.

We help homeowners in this position to get the help they need.

We Do Care...

One of the major reasons we went into real estate was to help people. That has not changed. Our belief is that if we help people through both good and troubled times, the effect will be one that will result in friends, clients and referrals for life. If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option. 

Don't allow this to happen to you:

Did you know that nearly 90% of the homeowners nationwide who try to short sale their home will end up losing their home to foreclosure due to an uneducated or lazy agent?

It's sad but true.

The majority of real estate agents that are "trying to help" have not been properly trained and are misinformed as to how to even negotiate with lenders. Some even get so far as to submit your 'short sale packet' and then just wait for a response! In the end, they simply don't know how to help you and you will become one of those "90%" that were not helped.

"Short sales are not easy..."

...unless you seek the help of an expert agent with a proven track record. We have been personally trained by a former Chief Loss Mitigator who is a career loss mitigator and asset manager (he is the guy at the bank who ultimately accepts or declines short sales) with 20 years in the business.

We have successfully negotiated short sales for many Boise ID families.  That means we actually get the banks to say YES to our short sales.

Before you agree to have an agent help you sell your home, ask him/her to show you just one short sale approval within the last 6 months...they probably can't. 

We can.  We've put just a few of our approval letters below.

Not all agents can do a short sale in Idaho and not all people qualify for our help. We are here for you if your situation meets the following criteria:
  • You have a valid hardship
  • You have little or no equity in your home
  • You are unable (or soon will be) to pay your bills on time.
  • You want to work with a licensed agent and short sale expert.

We're ready to go to bat for you. Are you ready to take a serious look at your options and see how a short sale can help you?

  • Avoid paying TAXES on the money the bank loses at foreclosure. (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure.)
  • Save your credit from the "Foreclosure" ding.
  • Avoid bankruptcy.
  • Relieve the stress that this financial burden has become.
  • Achieve all this WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND. Or, in other words, you pay us nothing and if we do our job and save you from foreclosure, only then will we get paid by the lender.
If you're not sure and just want to find out if you qualify, give us a call and we will walk you through your options. You may just need help getting a temporary reduction in your payments to 'catch up.' In any case, call to talk about the several options that you may not be aware of.

If you don't know what else to do and you don't call us, what will it cost you in damaged credit, frustration and stress? 

We've helped a lot of other Boise families in the last two years.

We really can help. 
 
Sincerely,
Leigh 

Leigh Wilson
Trained Boise Short Sale Agent
 

Still Not Sure?

At the very least, let us give you some information about your alternatives. The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically. And you certainly don't want to face it alone. 
 
Read just a few of our approval letters below:

Approval Letter #1 (PDF format)

Approval Letter #2 (PDF format)

Approval Letter #3 (PDF format)

1. KELLER WILLIAMS REALTY BOISE is not associated with the government, andour service is not approved by the government or your lender; and

2. Even if you accept this offer and use our service, your lender may not agree to change your loan; and

3. If you stop paying your mortgage, you could lose your home and damage your credit rating.